Free plan
The free expense tracker app with AI built in.
Tapsayve is a free expense tracker app built for self-employed people, freelancers, and small businesses. Free forever for manual entries, plus a generous monthly quota of voice recordings, AI receipt scans, AI chats, and AI insights. No credit card. No paywalled history.
What's included
What the free expense tracker app actually includes.
Unlimited manual entries
Add as many typed expenses as you want, forever. No row caps, no paywalled history.
Voice expense entry (quota)
Log expenses by voice in 30+ languages, a generous monthly quota on the free plan.
AI receipt scanner (quota)
Snap paper, PDFs, or screenshots. The free receipt scanner app extracts merchant, line items, tax, and total.
AI chat assistant (quota)
Ask "how much did I spend on coffee this month?", the AI expense assistant answers from your data.
AI spending insights (quota)
Monthly insights spot trends, recurring subscriptions, and tax-deductible items automatically.
Tax bundle export
Generate a tax bundle (categorized totals + receipt images + CSV) any time, included on every plan.
Who it's for
Free expense tracking, sized for how you work.
Self-employed
A self-employed expense tracker that handles client lunches, home-office bills, and Schedule C-friendly categories without a bookkeeper.
Small business owners
The free business expense tracker that scales with you — small business expense tracking, shared workspaces, and CSV export straight to your accountant.
1099 contractors
A 1099 expense tracker built for gig workers, consultants, and freelancers who file quarterly. Tag anything as tax-deductible in one tap.
Vehicle & mileage
Use it as a lightweight vehicle expense tracker for gas, maintenance, tolls, and per-trip notes — voice-logged the moment you finish a drive.
Free vs typical
Tapsayve free vs other small business expense trackers.
| Feature | Tapsayve free | Typical free plan |
|---|---|---|
| Manual expense entries | Limited rows | |
| Voice expense entry | Monthly quota | Paid only |
| AI receipt scanner with OCR | Monthly quota | Paid only |
| AI auto-categorization | Paid only | |
| Multi-currency | Sometimes | |
| Tax bundle export | Paid only | |
| Bank-account linking required | Yes |
FAQ
Free expense tracker, answered
Is Tapsayve really a free expense tracker app?
Yes. The Starter plan is free forever and includes unlimited manual expense entries, plus a monthly quota of voice recordings, receipt scans, AI chats, and AI insights, making Tapsayve a real free expense tracker app rather than a paywalled trial.
Do I need a credit card to use the free plan?
No. Sign up with email and you're in. We never ask for a credit card unless you choose to upgrade.
What's the catch?
There isn't one, AI features (voice, receipt scanner, chat, insights) have a monthly quota so we can sustain the cost of running the AI. If you hit the cap and want more, you can upgrade to Lite, Pro, or Premium. Manual entries are always free, with no limit.
Does the free plan include the AI receipt scanner?
Yes. The free receipt scanner app quota lets you scan a meaningful number of receipts per month, plenty for most freelancers, travelers, and personal users. Heavy receipt-scanning workflows (small businesses, accountants) usually move to a paid plan.
Is there a free expense tracking app for small businesses?
Tapsayve's free plan works for solo founders and very small businesses. For shared workspaces, settlement splits, and higher AI quotas, the Lite, Pro, or Premium plans are sized to small-team workflows.
What happens if I stop paying?
Your account drops back to the free Starter plan. Existing expenses, receipts, and exports stay intact, you just lose access to the higher AI quotas of paid plans.
Free. AI-included. No credit card.
Sign up in 30 seconds. Log your first expense by voice. Scan your first receipt. Keep using Tapsayve free for as long as you want.
Get Tapsayve free